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Joined 6 months ago
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Cake day: January 2nd, 2026

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  • Make sure you max out any matching contributions from your company 401k. That is just free money that you should take and set it and forget it. Find the maximum you can contribute to a Roth IRA (I think it’s $7500 per year?) that is extra income for later as well. Besides that just set up good saving habits by putting some automatically to a high interest saving account. I get ~3.0% from Ally while I have a Wells Fargo that I never use with 0.1% or something. That’s for short term and liquid funds.

    It’s not a bad idea to buy a reliable consistent car that can last you decades. With very little bills you can have it paid off before you want to buy a house or have more bills. That way you own it outright and can last for a long time.