They send a survey to their subscribers.
The next paragraph states:
We weigh the severity of each type of problem to create a predicted reliability score for each vehicle, from 1 to 100. We use that information to give reliability ratings for every major mainstream vehicle. (The reliability rating is then combined with data collected from our track testing, as well as our owner satisfaction survey results and safety data, to calculate each test vehicle’s Overall Score.)
They don’t get very granular, but they give a fairly detailed overview of the methodology here:
https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/who-makes-the-most-reliable-cars-a7824554938/
Edit: I used to subscribe, and as a result received their surveys occasionally. They seemed pretty well done, but people are people and probably aren’t always objective in their reporting.
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The Mortgage Insurance Premium (FHA) and Annual Guarantee Fee (USDA) make either costly in the long run. You get to skip the down payment, but the added cost of mortgage insurance (irrespective of how it’s labeled) hurts lower income borrowers. Both are costly, and neither are necessary. The property is the collateral. The lender loses future revenue and is inconvenienced if the borrower defaults, but they obviously do well enough overall to shoulder that burden.
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You should bring your own hardware wherever possible. I’d never trust my local network to the ISP.
I don’t think there’s really a comparison, but the US Fed increased the prime rate significantly more than how you worded that. They did it over a year or so depending on how you interpret the data. The rate was increased by 5%, which is more than double, from 3/22 to 8/23.
https://www.jpmorganchase.com/about/our-business/historical-prime-rate
Coldfusion (Adobe) comes to mind. There is an open source CFML clone or two, but the real deal is a bit pricey. It’s mostly used by government, higher ed., and healthcare. It’s not terrible, but it was cooler when it was younger IMO.
Stanford’s website has always been solid. When I was an edu dev, we always paid attention to them. They’re definitely a mobile first shop. I’m not sure why you perceive them as dated.
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